Essential Discounted Special

EXTRA Low Rate With 100% Offset Home Loan

This loan will suit astute borrowers wanting to combine the budgeting security of stable repayments with the financial flexibility of operating an offset account.

Rates from

3.90% pa | 4.05%* cpr

Investment 100% Offset


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Minimum Loan $150K
Maximum Loan $2M
LMI Applicable LVR <80%
Loan Purpose
  • Purchases
  • Refinances
  • Land/Construction
Repayment Methods
  • Salary Credit
  • Direct Debit
  • BPAY Credit
  • Via Offset
Other Options
  • Principal & Interest
  • Interest Only
Account Access
  • Internet Banking
  • Phone Banking
  • Cheque Book
  • ATM / EFTPOS
Extra Payments
  • Variable
  • Fixed (Up to $20k pa)
Free Redraw Variable
eMoney Setup Fees Settlement Fee – $495
Valuation Fee – Included in Settlement Fee
Lenders Legal – $363
Contract Fee – $150
Settlement Disbursement Fee – Borrowers Cost

All fees, terms and conditions and features are subject to change at anytime without notice.

*Please note: This comparison rate applies only to the example/s given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, or savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.