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Build an Amazing Website with us!


Start Bootstrap has everything you need to get your new website up and running in no time! All of the templates and themes on Start Bootstrap are open source, free to download, and easy to use. No strings attached!

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Build an Amazing Website with us!

Start Bootstrap has everything you need to get your new website up and running in no time! All of the templates and themes on Start Bootstrap are open source, free to download, and easy to use. No strings attached!

Features


Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industrys standard dummy text ever since the 1500s

Features


Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industrys standard dummy text ever since the 1500s

Our Previous Works

Our Previous Works


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

Our Previous Works


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

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We have got what you need!

Start Bootstrap has everything you need to get your new website up and running in no time! All of the templates and themes on Start Bootstrap are open source, free to download, and easy to use. No strings attached!

GET STARTED

About our Service


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

Our Previous Works


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible! start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

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Our Clients


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Our Affordable Price list


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

Our Affordable Price list


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

Testimonials


I had a very pleasant experience dealing with emoney. They helped me to reinvest my mortgage. I'd like to especially thank Neil, who was very efficient in answering my queries and delivering all necessary information on time. Great rates and excellent service.
Oxana
QLD
As a first home owner I was quite unsure about all the documentation required and which features were appropriate for my needs. The team were so helpful and made it a smooth process. I recommend their services and competitive interest rates and would definitely return in the future if my circumstances required it.
Emily
NSW
We heard about emoney offering home loans so we approached them for a loan. There was no appointment needed, my daughter did her first application online and it was all approved within a couple of days and she purchased a property within two months. There were no problems and hassles, it was a smooth process. We strongly recommend emoney.
Maralyn
NSW
Everything from start to finish was excellent and so easy. Thank you again.
Deb
NSW
All my dealings with emoney have been exceptional. My individual case has not always been completely straight forward but every time I have needed question’s answered or someone in the know to act on my behalf, Donna has been prompt and efficient. I always felt reassured and at ease after I had spoken with her. I will definitely recommend emoney to friends and family. I look forward to a long and mutually beneficial relationship.
Andrew
WA
After being messed around by another lending institution, I was getting very worried that I would lose my deposit, but after one phone call to emoney, I had my new application form filled in and submitted to the emoney team within minutes and had my approval within 48 hours. Amazing!
Steven
NSW

Our Creative Team


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Alex Ponse
Coder

Lisa Roy
HTML Coder

Emma Watson
PHP Developer

Our Recent posts


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emoney is a wholly Australian owned online lender. Our funds are sourced from prominent Australian Banks and non-bank lenders, allowing us to provide quality, trusted residential lending solutions. As we provide loans direct to consumers, we don't load our rates to cover costly third party commissions. This ensures we can offer impressively low and competitive interest rates.
As emoney is a predominantly online lending business, we do not have mobile lenders on the road. This ensures we keep our operational costs down, resulting in the savings being returned to you, the borrower, via low interest rates. You can call and speak to an emoney Lending Specialist over the phone during business hours if you need any assistance at all throughout the application process.
Across most of emoney’s products, you can borrow up to 90% of the value of the property offered as security. If the loan amount is greater than 80% of the value of the security, you will also be required to pay mortgage insurance.
In general, you will require a deposit of 10% of the value of the security. The deposit does not necessarily have to be available money. Shares and other equity may also be acceptable. Contact one of emoney's Lending Specialists to determine if you have the appropriate deposit to secure your loan.
Your repayments are calculated based on your interest rate, loan term, your repayment frequency and your loan amount. To calculate your repayments, please go to our Calculators page.
If you are buying your first home and no other parties on the loan have received the grant previously, then you should qualify for the first home owners grant. Please visit www.firsthome.gov.au for more detailed information.
emoney ensures they can offer such low interest rates by removing the middle man. We obtain our funds direct from leading Australian banks and non-bank lenders, and pass that low rate directly onto you without the need to load it with additional costs and commissions.
A comparison rate is an effective rate that is an indication of what the true interest rate would be when taking into account certain costs associated with a home loan. These costs will include the nominal interest rate, setup costs, ongoing fees and exit fees. The comparison rate is not how your interest is calculated.
There is no application fee applicable for a standard emoney home loan. If you opt for features like an offset account an ongoing monthly fee may be applicable. On all loans we require a valuation fee to be payable to cover the cost of your valuation, this is not payable on application but only collected once the loan has been approved. The amount of this valuation fee varies depending on the property value and location. For a list of all fees, please contact the emoney team.
An interest only loan means you are paying the interest component on the outstanding balance of your loan, and not reducing any principal. This type of loan will mostly benefit investors.
Redraw is a feature on all emoney loans which allows you to draw back on any extra money you have paid into your loan. This can be done through our phone and internet banking service.
Yes! You can fully repay your loan at any time. There is a flat discharge administration cost of $295 which applies. Please call 1800 366 639 for more information or for your payout figure.
Interest is calculated daily based on the current balance of your loan and charged monthly. The best way to reduce interest being charged is to make extra repayments or increase your minimum repayment amount.
A valuation is a professional assessment of how much your property is worth and is used by emoney for the assessment of your loan application.
Please click on the Stamp Duty Calculator to work out your stamp duty amount.
When you have found your desired property, it is recommended that you have the contract sent to a solicitor for review and assistance with the settlement process.

Can’t find the answer to your question?

Please send us a message and one of our Lending Specialists will be able to help!

What we have Done


Ready to start your next project with us? Thats great! Give us a call or send us an email and we will get back to you as soon as possible!

Contact us



Speak to a Lending Specialist

PO Box 2087, Broadbeach QLD 4218

13 SAVE (137 283)

info@e-money.com.au

Monday - Friday: 8:00 AM to 5:00 PM

Lost or Stolen Credit Cards

Adelaide Bank 1800 035 383 | Advantedge 1800 648 027 | Firstmac 1800 621 199 | Origin 1300 767 023

Contact us



Speak to a Lending Specialist

PO Box 2087, Broadbeach QLD 4218

13 SAVE (137 283)

info@e-money.com.au

Monday - Friday: 8:00 AM to 5:00 PM

Lost or Stolen Credit Cards

Adelaide Bank 1800 035 383
Advantedge 1800 648 027
Firstmac 1800 621 199
Origin 1300 767 023