PLUS – Fixed Rate Construction

Fixed Rate Construction Loan With 100% Offset

This loan will suit upwardly mobile borrowers who want to build their own home, while future proofing their repayments.

Key Facts Sheet  |  Product Specs, Rates and Fees  |  Apply Now!

Max LVR 95% to $750K; 80% up to $2M
Annual Fee $0
Minimum Loan $150K
Maximum Loan $2M
LMI Fee payable LVR >80%
Loan Purpose
  • Purchases
  • Refinances
  • Land/Construction
Repayment Methods
  • Salary Credit
  • Direct Debit
  • BPAY Credit
  • Via Offset
Frequency Weekly, Fortnightly or Monthly
Other Options
  • Principal & Interest
  • Interest Only – Up to 10 years
Loan Term  5 – 30 years
Account Access
  • Internet Banking
  • Phone Banking
  • Cheque Book
  • ATM / EFTPOS
Extra Payments
  • Variable
  • Fixed (Up to $20k pa)
Free Redraw Variable
eMoney Setup Fees Application Fee – $0
Valuation Cost – $275
Lenders Legal – $330
Contract Fee – $150
Settlement Disbursement Fee – Borrowers Cost*
Title Insurance Premium – $0
Loan Exit Fees Admin Discharge Fee – $295
Legal Fee (est) – $275
Early Payout Penalty:
– Variable – $0
– Fixed – Borrowers Cost*
Loan Statements Issued – Twice Yearly

 

*All fees, terms and conditions and features are subject to change at anytime without notice.