PLUS – 100% Offset

Enjoy the security of a fixed rate mortgage with 100% offset account.

This loan will suit astute borrowers wanting to combine the budgeting security of stable repayments with the financial flexibility of operating an offset account.

100% Offset 4.01%* pa | 4.16%* cpr


Product Specs, Rates and Fees
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Max LVR 95% to $750K; 80% up to $2M
Annual Fee $0
Minimum Loan $150K
Maximum Loan $2M
LMI Fee payable LVR >80%
Loan Purpose
  • Purchases
  • Refinances
  • Land/Construction
Repayment Methods
  • Salary Credit
  • Direct Debit
  • BPAY Credit
  • Via Offset
Frequency Weekly, Fortnightly or Monthly
Other Options
  • Principal & Interest
  • Interest Only – 5 years max Owner Occupied & Investment
Loan Term  5 – 30 years
Account Access
  • Internet Banking
  • Phone Banking
  • Cheque Book
  • ATM / EFTPOS
Extra Payments
  • Variable
  • Fixed (Up to $20k pa)
Free Redraw Variable
eMoney Setup Fees Application Fee – $0
Valuation Cost – $275
Lenders Legal – $330
Contract Fee – $150
Settlement Disbursement Fee – Borrowers Cost*
Title Insurance Premium – $0
Loan Exit Fees Admin Discharge Fee – $295
Legal Fee (est) – $275
Early Payout Penalty:
– Variable – $0
– Fixed – Borrowers Cost*
Loan Statements Issued – Twice Yearly

 

*All fees, terms and conditions and features are subject to change at anytime without notice.

Please note: This comparison rate applies only to the example/s given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, or savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.