Essential 2 & 3 Year Fixed

Fixed Rate Loan With 100% Offset

This loan will suit upwardly mobile borrowers who want to build their own home, while future proofing their repayments.

Rates from

2 & 3 Year Fixed 4.28% pa | 3.84%* cpr

Comparison based on conversion to Essential Discounted Special, principal & interest

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Minimum Loan $150K
Maximum Loan $2M
LMI Applicable LVR >80%
Loan Purpose
  • Purchases
  • Refinances
  • Land/Construction
Repayment Methods
  • Salary Credit
  • Direct Debit
  • BPAY Credit
  • Via Offset
Other Options
  • Principal & Interest
  • Interest Only
Account Access
  • Internet Banking
  • Phone Banking
  • Cheque Book
eMoney Setup Fees Settlement Fee – $495
Valuation Fee – Included in Settlement Fee
Lenders Legal – $363
Contract Fee – $150
Settlement Disbursement Fee – Borrowers Cost

All fees, terms and conditions and features are subject to change at anytime without notice.

*Please note: This comparison rate applies only to the example/s given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, or savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.